How to Get Fund Value of SBI Life Insurance


When it comes to financial security and planning for the future, life insurance plays a crucial role. SBI Life Insurance, one of India’s leading insurance providers, offers a variety of insurance policies designed to meet the diverse needs of individuals and families. One important aspect of SBI Life Insurance policies is the fund value. In this article, we will guide you through the process of obtaining the fund value of your SBI Life Insurance policy and help you understand its significance in your financial journey.

Understanding Fund Value

What is Fund Value?

Fund value, often referred to as the surrender value or accumulation value, is the total amount that an insurance policyholder is entitled to receive if they decide to terminate their policy before its maturity. This value is determined by the total contributions made by the policyholder, minus any applicable charges or fees.

Significance of Fund Value

The fund value serves as an important financial metric for policyholders. It reflects the growth and performance of the investments made by the insurance company using the premiums paid by the policyholder. Monitoring the fund value can help individuals assess the returns on their investments and make informed decisions about their insurance policies.

Steps to Obtain Fund Value of SBI Life Insurance

Step 1: Visit the Official Website

To begin the process of obtaining your SBI Life Insurance policy’s fund value, visit the official website of SBI Life Insurance. Navigate to the customer portal or the login section.

Step 2: Log In to Your Account

Log in to your SBI Life Insurance account using your registered credentials. If you don’t have an account, you may need to create one using your policy details.

Step 3: Locate the Fund Value Section

Once you’re logged in, navigate to the fund value or surrender value section. This is where you’ll find all the relevant information about your policy’s fund value.

Step 4: Provide Policy Details

To access the fund value, you’ll likely need to provide specific details about your policy, such as the policy number and your personal information. Make sure to enter the information accurately.

Step 5: View Fund Value

After providing the required details, you should be able to view the fund value of your SBI Life Insurance policy on the screen. This will include information about the current fund value based on the investments made and market performance.

FAQs About SBI Life Insurance Fund Value

Q1: Can the fund value change over time? A: Yes, the fund value is subject to market fluctuations and the performance of investments. It can change based on these factors.

Q2: Is the fund value guaranteed? A: The fund value is not guaranteed and can vary based on market conditions.

Q3: Can I withdraw the entire fund value? A: Yes, you can choose to surrender your policy and receive the fund value. However, surrendering the policy may have financial implications.

Q4: How often should I check the fund value? A: It’s recommended to check the fund value periodically to stay updated on the performance of your investments.

Q5: Can I switch funds to enhance the fund value? A: Yes, many SBI Life Insurance policies offer the option to switch funds, which can potentially impact the fund value.


Obtaining the fund value of your SBI Life Insurance policy is an essential step in understanding the financial benefits of your investment. By following the simple steps outlined in this article, you can easily access this valuable information through the official SBI Life Insurance website. Monitoring your fund value regularly empowers you to make informed decisions about your policy and secure your financial future.